Business Capital
Capital for operating businesses
Flexible debt structures for established businesses seeking capital for growth, liquidity, acquisitions, equipment, and strategic opportunities.
Acquisition, Refinancing & Recapitalization
- i.
Acquisition Financing
Debt structured to acquire another company, business assets, or strategic operating units, built around the acquirer, the target, or both.
- ii.
Refinancing
Replacing an existing facility to improve terms, extend maturity, or free up cash flow tied up in current debt.
- iii.
Recapitalizations
Restructuring the balance sheet: buying out a partner, realigning debt and equity, or repositioning the business for its next phase.
Sourcing the acquisition, not just the debt? See Buy-Side Advisory →
Asset-Based & Structured Credit
- iv.
Asset-Based Lending
Financing supported by receivables, inventory, equipment, or other eligible collateral, when your asset base supports more borrowing capacity than cash flow alone.
- v.
Equipment Financing
Structured specifically around the purchase, replacement, or refinancing of revenue-producing equipment and machinery.
- vi.
Senior Secured & Structured Credit
Senior-secured and structured facilities for financial profiles that fall outside a standard product box, structured around the collateral and the credit.
Growth & Strategic Capital
- vii.
Growth Capital
Capital underwritten against the strength and consistency of revenue and cash flow to support expansion and strategic initiatives.
- viii.
Term Loans
A defined principal amount, repayment period, and payment schedule. Predictable financing for investments with a clear expected return.
- ix.
Business Lines of Credit
Revolving capital structured around the strategic and capacity needs of the business.
Where This Capital Goes
Built for Scale
Capital sized to the transaction $5M to $100M+
Real Estate Capital
Select real estate & asset-backed transactions
NorthBridge also advises on select real estate and asset-backed capital transactions where the financing fits our broader institutional capital mandate.
Acquisition & Bridge
Financing for acquisitions and transitional assets ahead of permanent financing.
Construction & Development
Capital for ground-up construction and substantial redevelopment.
Permanent & Refinance
Longer-duration debt for stabilized, income-producing assets.
Capital Structure
The structure follows the transaction.
NorthBridge evaluates the transaction first: its objective, cash-flow profile, leverage, asset coverage, existing obligations, maturity profile, and execution requirements. It then develops the capital structure around the opportunity. Capital is not approached as a menu of products. The structure is determined by the economics and objectives of the transaction.
Transaction Objective
Acquisition, refinancing, recapitalization, strategic growth, or another defined use of capital.
Leverage Profile
Existing debt, pro forma leverage, and debt capacity relative to the transaction.
Cash-Flow Profile
EBITDA, free cash flow, and the durability of the cash flow supporting the structure.
Asset Coverage
Collateral, lien position, and the asset base available to support the capital.
Existing Capital Structure
Current obligations, maturities, and how new capital fits alongside what’s already in place.
Execution Parameters
Timing, diligence, documentation, and certainty of execution required to close.
Let’s structure the right capital
Every financing request is reviewed personally. If we can help structure and raise the capital, you’ll hear from us directly.
Discuss a Capital Transaction →Confidential · Transaction-level review